Nonagon ∞ Orc

  • 4 Posts
  • 97 Comments
Joined 3 years ago
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Cake day: June 9th, 2023

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  • We have different types of mortages, but most (maybe all, at least the most common types) have a fixed rate over 30 years. Maybe variable rates exist, but they are at least very uncommon. Shorter mortages are also possible I think but are of course very expensive.

    One weird thing we have is that part of the interest you pay is tax deductible. (Progressive parties are i.m.o. rightfully trying to abolish this subsidy for the owning class, but I digress.) for this reason there is a type of mortage where you first only pay the interest, and slowly start paying off more and more of the mortage, which means your net mortage fee slowly increases over time, which is nice if you expect your income to increase over those decades.


  • I’m Dutch, just bought a home, and I’ve never heard of that.

    Edit: I think that is called an “aflossingsvrije” mortage, banks stopped providing those after 2008 for obvious reasons.

    Eidt 2: Apparently it still exists, but can no longer be used to finance an entire house. From my research it is often still possible for up to 50% of a house’s value. It was also not an option in the way we bought our house.



  • Tbh firefox performs great and works for me, and its issues can be fixed with extensions and settings, both on desktop and mobile. I never looked for anything else myself. I also like to use a browser that is not chromium-based, I do not want google to have the monopoly.

    maybe I am just not picky, but if you need more privacy than what can be achieved with a hardened firefox config you might be better off using TOR at that point.





  • I wouldn’t recommend this for any information you would like to keep private, as most browsers send everyting entered into the address bar to a search engine by default. But otherwise that would definitely work.

    I personally often open a text editor and put the information in there without saving it in a file.