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Joined 2 months ago
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Cake day: January 29th, 2026

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  • “So you’re saying that the agency will buy Americans’ location data,” Wyden said. “…doing that without a warrant is an outrageous end run around the fourth amendment. It’s particularly dangerous given the use of artificial intelligence to comb through massive amounts of private information.

    “This is exhibit A for why Congress needs to pass our bipartisan, bicameral bill, the Government Surveillance Reform act,” Wyden said, referring to legislation he is working to pass to rein in surveillance.

    While law enforcement must get a judge-authorized search warrant to obtain location data directly from telecom companies, government agencies have instead been able to buy such information from private data brokers.

    I think Wyden is right, it does sound like an end run around the fourth amendment.

    If the FBI (and probably other TLAs, domestic and foreign) are willing to do this now, why would a statute addressing the practice stop them?








  • I’m certainly not going to argue that things aren’t bad. I’m not going to tell anyone that they’ve got it better than they think they do.

    But I believe I’ve seen the “Most Americans have less than $1,000 saved” factoid bandied about a lot in the headlines. It calls forth such a dismal picture, I’ve been a little skeptical.

    The NIRS report (PDF) clarifies that this “less than $1,000 saved” figure is based on some pretty narrow definitions of “saved.” It’s about “working-age Americans (ages 21-64),” so it includes a lot of young people with (no surprise) little or no retirement savings yet. And it’s specifically about savings in employer-organized “defined contribution” (“DC”) savings plans, chief among which is the 401(k) plan.

    If you’re a 22 year old college student with a part-time job and $5,000 in the bank, you’re likely to score $0 on this metric anyway, because you probably don’t have a 401(k) yet.

    And if you’re a 50-year-old self-employed person who owns a home and a fat Roth IRA, you can still score $0 on this metric. The wealth you’ve stashed in owning a home or a business doesn’t show up here.

    So this “less than $1,000 saved” figure isn’t really about how much wealth Americans have saved, it’s more about access to and participation in employer-organized “DC” savings plans, which have long been touted as a private-sector alternative to (and which have almost entirely replaced) pensions.

    It would absolutely be better if that figure were higher. But it gets spread around (IMHO) because of it’s emotional impact, not because it’s a particularly clear way of understanding the real-world situation.


  • I am constantly asked to explain my opinions … I am constantly harangued for proof of what I believe, and every time I hand it over there’s some sort of ham-fisted response of “it’s getting better” and “it will get even more better from here!’

    For an industry so thoroughly steeped in cold, hard rationality , AI boosters are so quick to jump to flights of fancy — to speak of the mythical “AGI” and the supposed moment when everything gets cheaper and also powerful enough to be reliable or effective.

    I don’t know what’s going to happen with “AI,” but I think this highlights an interesting pattern, one where the standards of evidence for critics and boosters are different. Certainly we’ve seen a similar phenomenon in cryptocurrencies and NFTs.

    Is it profound, is it one of those penetrating insights that you can’t stop seeing once you’ve seen it? I’m not sure. Of course enthusiasts are biased, of course their arguments are emotional and unfair.